Fintech
Ramp submitted an application on October 16, 2026, to the OCC for a national trust bank focused on fiduciary services and digital asset custody without taking deposits.
Fintech
SoFi Earn provides tokenized bank deposits at SoFi Bank with variable 4.40% APY and up to $250,000 FDIC coverage, convertible to SoFiUSD for crypto use.
Stablecoin
HSBC RedCoin launched on 23 October 2026 as an HKD stablecoin for PayMe users, fully backed by segregated assets with daily reserve reporting.
Crypto Exchange
WhiteBIT is a Lithuania-based CEX offering spot and derivatives trading with volume discounts and strong security certifications. This review examines fees, audits, and reserve coverage.
Bitgo
BitGo Gokubu launched October 21, 2026, as a consumer app with an AI-assisted Visa card for spending optimization and automated rewards paid in $GKU tokens.
Cryptocurrency Exchanges
Bybit secured a VARA licence for spot exchange services through its Dubai entity. This review covers trading features, fee structure, and remaining regulatory questions.
Banking Technology
Jack Henry announced integration with Google Cloud Universal Ledger in October 2026 to support tokenized deposits for community banks and credit unions.
