Fintech
Ramp submitted an application on October 16, 2026, to the OCC for a national trust bank focused on fiduciary services and digital asset custody without taking deposits.
Fintech
SoFi Earn provides tokenized bank deposits at SoFi Bank with variable 4.40% APY and up to $250,000 FDIC coverage, convertible to SoFiUSD for crypto use.
Crypto Exchange
Payward's October 2026 agreement to buy Saldo Bank UAB gives Kraken's parent its first EU credit institution license, pending approvals expected in 2027.
PayMitto Business
PayMitto Business delivers white-label international payment tools to U.S. banks and credit unions, allowing embedded B2B and B2C transfers across 195 countries and 160 currencies.
Cloud Storage
Stoa Cloud replaces recurring fees with fixed-term cash deposits at partner banks in exchange for 1- to 3-year cloud storage access.
AI
Razorpay Vulcan is a transformer-based foundation model trained on billions of Indian payment transactions. This review details its capabilities, access model, and reported outcomes.
Fintech
Remita launched its consumer super app in September 2026 with account aggregation across Nigerian banks and instant transfers via PAPSS to other African countries.
Crypto Infrastructure
Zerohash AUTH provides onchain account linking for crypto transfers between exchanges and wallets without manual addresses. Launched in October 2026.
Cryptocurrency Exchanges
Bybit secured a VARA licence for spot exchange services through its Dubai entity. This review covers trading features, fee structure, and remaining regulatory questions.
Payments
Mastercard Global Money Platform unifies fiat and stablecoin accounts through one API, supporting real-time conversions and payouts to over 200 countries.
Mastercard
The Mastercard Global Money Platform combines fiat and stablecoin accounts through one API after the 2026 BVNK acquisition, enabling branded multi-currency services and local payouts.
Stripe
Stripe Global Payouts enables US and UK businesses to send payments in local currencies or stablecoins to over 160 markets. Stablecoin cards extend Visa acceptance from crypto balances.
